The Refinancing Process

CONSULT

Begin the refinancing process by consulting with one of our loan officers. We work with you to assess your financial needs.

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APPLY

After reviewing several loan options, we assist you in applying for the loan that best suits your financial goals.

PREPARE DOCUMENTATION

In order to advance the refinancing process, we gather all necessary financial records and legal documents, such as copies of your driver's license, paystubs, and W-2 forms.

Click here to view the complete list of what you'll need.

APPRAISAL

A licensed specialist appraises the value of your property and provides a legal report.

UNDERWRITING

Our underwriter reviews your credit profile and the property's appraisal. If the loan is approved, the underwriter will determine the final terms of the loan.

CLEARED TO CLOSE

If the underwriter is satisfied with the final terms of the loan and it is approved. It is time to schedule the closing.

CLOSING

During the closing, the new promissory note (a written promise to repay the total sum plus interest, at the agreed length of time to fulfill the promise) is signed and is used to fulfill the original mortgage obligation.